Fort Collins Supplemental Estimating Service
Insurance-Focused Supplemental Estimating Support for Roofers Across Fort Collins, Loveland, Greeley, and Northern Colorado's Front RangeNorthern Colorado's Hail Exposure Demands a Smarter Supplement
Fort Collins roofing contractors work in one of the most consistently hail-active corridors in the United States. The Front Range from Fort Collins to Colorado Springs takes direct hits every year between May and August — and Colorado ranks second nationally for hail-related insurance claims, with hail accounting for 26–54% of the total homeowner insurance premium depending on the county. A single 2019 storm damaged over 10,000 Fort Collins homes, and the city mandates Class 4 impact-resistant shingles on all new and re-roofed structures. Colorado insurance premiums doubled between 2020 and 2025 — and carriers writing estimates in this environment are aggressive about controlling costs. TotalScope‘s Fort Collins supplemental estimating service is built to recover what those initial scopes miss.
TotalScope is headquartered in Boerne, Texas, and provides supplemental estimating services across Colorado — including the Fort Collins market and the broader Northern Front Range.
Our specialists review adjuster scopes line by line, identify missing or underpaid items, and submit well-documented Xactimate supplements designed to pass scrutiny from Colorado’s most demanding carriers.
Fort Collins and is famous for its hail storms. Make sure you’re getting top dollar for your jobs along the Front Range with our Fort Collins supplemental estimating service!
No Extra Staff. No New System. Just Results.
Fort Collins contractors don’t need another platform to manage. TotalScope connects directly to your existing workflow — submit via website, app, email, or CRM — and our team handles the full supplement process from scope review through carrier resolution.
Set Up
Submit
Get Paid!
Class 4 Code Upgrades, O&P, Drip Edge — Every One Is Recoverable.
Class 4 code upgrades are recoverable. So are permit fees, O&P, and detach-and-reset costs. Fort Collins has some of Colorado’s most specific code requirements — TotalScope makes sure every one of them shows up in your supplement.
Colorado Carriers Respond to Evidence. We Build It.
Colorado carriers limiting payouts in the nation’s second-highest hail state push back hard on weak supplements. TotalScope counters with current regional pricing, solid documentation, and Xactimate scopes built to Colorado’s standards.
- Simple set up, done one time
- Submit claims directly from the field
- Tag projects instantly for our team to review
- Track claim progress in real-time
- Access essential tools and updates on the go
- Increased approvals and profits without extra overhead
Designed for busy roofing professionals, the app makes your workflow faster, simpler, and more convenient—so you can focus on roofing while we handle the claims.
Download the App or Connect With Us to get started today.
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Hear From Roofers Like You
Fort Collins Roofers Deserve Every Dollar Their Jobs Require.
Whether you’re supplementing hail claims in Loveland, handling storm work in Greeley, or running jobs anywhere across Northern Colorado’s Front Range, TotalScope delivers the process and expertise your business needs. Learn more about how we work or contact our team to get started on your next Front Range claim today.
Frequently Asked Questions: Fort Collins Supplemental Estimating
Why do Fort Collins roofing insurance claims get underpaid so often?
Fort Collins sits in one of the most hail-active corridors in the country, which means carriers operating here write high claim volumes and apply aggressive cost controls to initial adjuster estimates. Colorado’s percentage-based deductibles and ACV policy structures add additional complexity. Adjusters working at volume after major Front Range storms routinely miss line items — especially code-required upgrades like Class 4 shingles, permit fees, and detach-and-reset costs — that contractors are fully entitled to recover through a professional supplement.
What is the Class 4 shingle requirement and how does it affect supplements in Fort Collins?
Fort Collins requires Class 4 impact-resistant shingles on all new and re-roofed structures. This is a city code mandate — not an optional upgrade — which makes it a recoverable line item on virtually every roofing insurance claim in the city. Adjusters unfamiliar with local Fort Collins code frequently omit this requirement from their initial scope. TotalScope knows to include it and can document the code basis for its inclusion, which strengthens the supplement against carrier pushback.
How does TotalScope’s Fort Collins supplemental estimating service work?
You submit the adjuster’s estimate, job documentation, and any relevant photos through our website, app, email, or CRM. Our team reviews the scope against Fort Collins code requirements and current Larimer County pricing, writes a complete Xactimate supplement covering every recoverable line item, and manages carrier communication through resolution. You receive a detailed summary of what was recovered at each stage.
Does TotalScope serve contractors throughout Colorado, or just Fort Collins?
TotalScope serves roofing contractors throughout Colorado — including Fort Collins, Denver, Colorado Springs, and statewide. Visit our Colorado supplemental estimating service page to learn more about our full coverage area.
Is it worth supplementing smaller residential claims in Fort Collins?
Yes. Even on standard residential replacement jobs, the combination of Class 4 code requirements, permit fees, drip edge, starter strip shingles, and overhead and profit commonly adds hundreds to thousands of dollars per claim in the Fort Collins market. Across a full pipeline of Front Range storm jobs, consistent supplementing produces a meaningful improvement in annual revenue without adding new leads or overhead.