Roofing Insurance Claim Estimating Service
Professional Xactimate Supplemental Estimating for Storm Restoration Contractors Across Texas, Colorado, Wyoming, Oklahoma, Nebraska, and KansasThe Estimate That Follows a Storm Determines Everything
Over 85% of storm-related insurance claims are underfunded at initial submission, and the average adjuster scope covers only 50–65% of actual damage cost. That gap exists because adjusters work at high volume, aren’t field roofers, and use Xactimate with a cost-management bias. A professionally written roofing insurance claim estimate changes the dynamic — when you arrive with your own scope, the adjuster responds to your numbers instead of the other way around.
TotalScope provides roofing insurance claim estimating services for contractors across Texas, Colorado, Wyoming, Oklahoma, Nebraska, and Kansas. We review adjuster scopes line by line, identify missing or underpaid items, and deliver well-documented supplements that give carriers no room to push back.
Our team handles estimate writing, documentation, and carrier communication — so your crews stay on the roof while we make sure you get paid for everything the job requires.
Fits Your Workflow. Doesn’t Add to It.
Roofing insurance claim estimating doesn’t have to slow your operation. TotalScope integrates into your existing workflow — submit via website, app, email, or CRM — and returns a complete, carrier-ready supplement without adding tasks to your team.
Set Up
Submit
Get Paid!
Every Missed Line Item Is Money Your Business Already Earned.
Every job you close on an incomplete adjuster estimate is revenue your business earned and didn’t collect. TotalScope’s roofing insurance claim estimating service closes that gap — professionally, consistently, and on every eligible claim.
Come Prepared. Get Paid More.
The contractors who consistently get paid more are the ones who show up with a professional roofing insurance claim estimate — not the ones who wait to see what the carrier returns. TotalScope makes sure you’re always in the first group.
- Simple set up, done one time
- Submit claims directly from the field
- Tag projects instantly for our team to review
- Track claim progress in real-time
- Access essential tools and updates on the go
- Increased approvals and profits without extra overhead
Designed for busy roofing professionals, the app makes your workflow faster, simpler, and more convenient—so you can focus on roofing while we handle the claims.
Download the App or Connect With Us to get started today.
Connect With Us Today!
Hear From Roofers Like You
Get Paid for Everything Your Storm Jobs Require
Whether you’re working storm jobs in Texas, hail claims in Colorado, or insurance restoration work anywhere across our six-state service area, TotalScope delivers the roofing insurance claim estimating expertise your business needs to get paid what every job is worth. Learn more about our process or contact our team to get started today.
Frequently Asked Questions: Roofing Insurance Claim Estimating
What is roofing insurance claim estimating?
Roofing insurance claim estimating is the process of building a detailed, line-item cost estimate — using Xactimate, the industry-standard software — for a storm-damaged roof. This estimate documents every material, labor item, code upgrade, and associated cost required to complete the job correctly. When prepared by a professional supplement service like TotalScope, it becomes the foundation for recovering dollars the insurance adjuster’s initial scope left out.
Why do adjuster estimates typically undervalue roofing claims?
Insurance adjusters are often not field roofers, work high claim volumes after storm events, and operate under institutional pressure to manage costs. Research shows the average adjuster scope covers only 50–65% of actual damage costs on storm claims. Items like permit fees, code-required upgrades, drip edge, starter strip shingles, and overhead and profit are routinely omitted — not because they aren’t owed, but because no one asked for them.
What does TotalScope’s roofing insurance claim estimating service include?
TotalScope reviews the adjuster’s initial scope in full, identifies every missing or underpaid line item, and prepares a complete Xactimate supplement with supporting documentation. We then submit the supplement to the carrier and manage the follow-up communication through resolution. Contractors receive a clear summary of what was recovered and why at each stage of the process.
How is TotalScope different from handling roofing insurance claim estimating in-house?
Writing supplements in-house takes time, requires Xactimate proficiency, and produces inconsistent results unless you have a dedicated estimator on staff. TotalScope specializes exclusively in this process — which means faster turnarounds, more consistent recoveries, and estimates built to the documentation standard carriers actually respond to. Learn more in our post on in-house versus outsourced estimating.
Which states does TotalScope serve for roofing insurance claim estimating?
TotalScope provides roofing insurance claim estimating services for contractors in Texas, Colorado, Wyoming, Oklahoma, Nebraska, and Kansas. We have city-level coverage across all six states — visit your state page or contact us to learn more about coverage in your market.