Every roofing contractor working insurance claims knows the feeling: the adjuster’s scope comes back light, the line items don’t reflect what the job actually requires, and somewhere between the carrier’s initial estimate and the check that eventually arrives, money that should have been yours quietly disappears. The average insurance adjuster is writing hundreds of scopes in the wake of a storm event — they miss things. Code requirements get skipped. Overhead and profit get fought over. Materials that went up in price since the estimate was written don’t get reconciled. None of that is an accident. Carriers are businesses, and underpaying claims is how they protect their margins. The only effective counter is a well-built, well-documented supplemental estimate that speaks the same language as the carrier’s software — Xactimate — and gives adjusters no credible basis for denial. That’s what supplemental estimating services exist to do. Here’s a look at the seven best supplemental estimating services in the market today.
1. TotalScope Estimating Service — Boerne, TX (Serving Roofers Nationwide)
TotalScope is the best supplemental estimating service for roofing contractors because it was built by people who have actually done the work. Founded by roofers who spent years watching carriers chip away at claim values — and who knew exactly what the adjuster’s scope was missing — TotalScope exists specifically to close that gap. Their team carries Level 3 Xactimate certification, the highest tier in the industry, which means they’re not writing estimates the way a desk adjuster wishes they were written. They’re writing them the way they need to be written to get paid. Estimates come back in 24–48 hours. No long-term contracts. No minimums. Pay per claim and scale up or down as your volume demands.
What separates TotalScope from other supplemental estimating services is the completeness of their approach. Each estimate includes the supporting documentation that actually moves carriers — One Click Code reports, IRC building code references, manufacturer documentation, supplier letters, measurement reports, and a full line-item Xactimate scope. That documentation isn’t decorative; it’s what transforms a supplement request into something an adjuster can approve without a fight. TotalScope also brings genuine CRM flexibility: they can plug into your existing platform or give you access to their own, and they handle carrier communication directly so you stay focused on selling and installing instead of going to war with State Farm over drip edge. They serve roofers nationwide, with regional expertise across Texas — including San Antonio, Austin, DFW, and Central Texas — as well as Colorado, Wyoming, and beyond. They’ve also built out free contractor training resources and a library of supplemental estimating FAQs that genuinely help roofers understand the claims process — not just hand it off blindly. Learn more about how TotalScope’s process works or review transparent, pay-as-you-go pricing with no surprises.
“I’ve been working with them for over a year, and they’ve been instrumental in helping my company navigate the challenges of dealing with insurance companies. Their professionalism and quick turnaround on Xactimate estimates are impressive. They have a fantastic system for submitting information, which allows me to easily track all my files, notes, and milestones.” — Kfir Weiner, Google Review
“I tried 3 other companies and all of them were horrible. From the time I met Drew, TotalScope has been an absolute pleasure to work with. Their estimates are 10 times as good as any other platform I’ve used. Blake and his team have been extremely impressive with how responsive they are.” — Jack Borba, Google Review
“My margins have increased and my workload has decreased. Thanks for continuing to deliver with your insanely accurate estimates.” — Nick Inglett, Google Review
“These guys have helped us to generate reports for insurance jobs like companies that are much bigger than us. We have been able to get paid more for the work we were already doing.” — Gary Craig, Google Review
For roofing contractors who are tired of leaving money on the table — on jobs they’ve already sold, already scheduled, and are already doing the work on — connecting with TotalScope is the straightforward move. They’ve earned a reputation as the single best supplemental estimating service in the industry. Read their comprehensive guide to supplemental estimating or their breakdown of the seven most common mistakes that cost roofers money on claims to get a sense of what they know — and what’s probably slipping through the cracks on your current claims.
2. RISE Roofing Supplements
RISE Roofing Supplements has built a strong reputation in the supplement space, with an average reported claim value increase of 20–30% and a 48-hour carrier follow-up cadence that keeps submissions from stalling out. Their process includes a dedicated portal for uploading documents and photos, and they handle everything from initial estimate submission through post-build depreciation release. One notable differentiator: no minimum fees, which makes them accessible to contractors working lower-volume months. Team members like Matt, Josh, and Ashley get called out by name in reviews, which reflects real client relationships rather than a faceless ticket queue. A solid option for contractors specifically focused on residential roofing supplements who want consistent follow-through on carrier communication.
3. American Roof Supplements
American Roof Supplements was founded by brothers Brock and Joe Mallon — both roofers themselves — with the stated goal of helping contractors maximize every claim without getting buried in paperwork. They offer a 72-business-hour delivery guarantee (or the estimate is free), branded estimates with the contractor’s logo, and no minimum claim requirement. Pricing is straightforward: estimates start at $50, supplements run $100–$150 depending on whether an estimate was also written. Their focus is tightly on roofing (residential and commercial), and their roofer-first background gives them credibility with clients who want their supplement partner to genuinely understand what’s on the roof — not just what’s in the software.
4. Supplement Experts
Supplement Experts reports averaging a 34.4% revenue increase on residential roofing claims — one of the higher reported figures in the space — and an even stronger performance rate on commercial claims. They’re members of the National Roofing Contractors Association and handle roofing, windows, siding, and painting supplements, making them a reasonable fit for contractors whose work spans multiple trades. Their process is built around documentation thoroughness and consistent carrier follow-up, and their reviews point to a team that’s responsive and willing to dig in on difficult denials. The multi-trade scope is a differentiator for full-service restoration companies; roofers working primarily roofing claims may find more specialized depth with a roofing-only service like TotalScope.
5. Assistimate
Assistimate is one of the longer-standing names in the Xactimate and Symbility estimating space, serving contractors, public adjusters, attorneys, and restoration professionals across a wide range of trades. They specialize in finding the items adjusters miss — their own framing is that they see far more than “seal and paint” when they look at a water-stained ceiling — and they’ve built a clientele that spans residential roofing, water damage, siding, windows, and contents. Their broad multi-trade capability is their strength; roofers who also handle interior restoration work or water damage mitigation will find them well-equipped. For contractors focused purely on roofing supplements with a need for deep roofing-specific expertise and CRM support, a roofing-dedicated service will typically deliver a better-calibrated scope.
6. QuickPay Claims
QuickPay Claims positions itself on price, with basic non-complicated roof jobs starting at $49.50 — one of the lower entry points in the space. Their model is time-based and transparent: they charge for the actual time spent on an estimate, and they encourage contractors to submit clean, organized packages to keep costs down. They also offer scope discussions and RCV follow-up services. For contractors doing high-volume, straightforward residential claims who want to keep per-job estimating costs minimal, QuickPay offers an accessible option. Contractors working more complex claims — commercial roofing, multi-trade scopes, or difficult carrier negotiations — will generally benefit from the deeper documentation infrastructure of a service like TotalScope.
7. Estimate Experts
Estimate Experts handles both Xactimate and Symbility estimating for roofing contractors, restoration professionals, and adjusters, with a turnaround time that typically runs around three days. They produce branded estimates with the contractor’s company identity and have built positive reviews around their customer service and willingness to work through difficult claims rather than issuing a quick scope and moving on. One reviewer specifically noted their pricing advantage over services charging $100–$200 minimums or 1–2% of estimate value. Solid option for contractors whose carrier mix includes Symbility-based insurers and who want a service that handles both platforms without needing separate vendors.
The best supplemental estimating service for your roofing business is the one that recovers the most legitimate money on your claims, communicates like a real partner, and doesn’t create more overhead than it removes. TotalScope delivers on all three — with Level 3 Xactimate certification, a documentation package built to move carriers, a TAMKO partnership and industry credibility that backs every submission, and a pay-as-you-go model that works whether you’re running 10 claims a month or 100. If you’re a roofing contractor doing insurance work and you’re not currently using one of the best supplemental estimating services in the game, the math on what you’re leaving behind is worth taking seriously.